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Buying a Home when you have Student Loans

Buying a Home when you have Student Loans

Many future homeowners worry that student loan debt will prevent them from qualifying for a mortgage. Fortunately, an FHA loan can make homeownership much more accessible—even if you're still repaying student loans. Let’s break down how it wor

May 15, 2025 | Purchasing a Home

5 Highly-Effective Habits of Successful Homebuyers

5 Highly-Effective Habits of Successful Homebuyers

Buying a home can feel overwhelming, but adopting a few smart habits can make the process smoother and more successful. Here are five practical strategies many homebuyers use to prepare for ownership and make confident decisions. 1. Build a Strategic Savi

May 08, 2025 | Purchasing a Home

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why a Pre-Settlement Walkthrough Matters Before You Buy a Home Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review t

May 06, 2025 | Purchasing a Home

The Pros and Cons of Buying a Historic House

The Pros and Cons of Buying a Historic House

Why Buy a Historic Home Unique Design and Craftsmanship Historic homes often feature detailed woodwork, elegant fireplaces, and tall ceilings with decorative designs. These features make each home feel special and add charm that’s hard to find in ne

Apr 29, 2025 | Purchasing a Home

PMI vs MIP: What You Need to Know Before Buying a Home

PMI vs MIP: What You Need to Know Before Buying a Home

When you're buying a home, you'll likely hear the terms PMI (Private Mortgage Insurance) and MIP (Mortgage Insurance Premium). While these might sound confusing, they're actually important tools that help many people become homeowners sooner—especia

Apr 24, 2025 | Purchasing a Home

How Parents Can Help Their Children Prepare to Be Homeowners

How Parents Can Help Their Children Prepare to Be Homeowners

Start with Financial Literacy Teaching kids how money works from a young age helps them make better decisions as adults. Start by explaining simple financial concepts like saving, spending, and budgeting. Use Real-Life Examples Games like Monopoly can mak

Apr 17, 2025 | Purchasing a Home