I'm Javier Díaz, a Mortgage Loan Officer at Universal Mortgage and a Venezuelan immigrant who knows firsthand what it means to build a life from the ground up. I earned my Bachelor's degree in Business Administration, and after working as a sales representative for Coca-Cola and Frito-Lay in Miami, I took a leap of faith and started my own business here in the U.S. That experience gave me a deep understanding of personal finance, discipline, and entrepreneurship.
It was my wife —a Realtor in Miami— who encouraged me to explore the mortgage industry. That’s how I found not only a career I love, but a mission: helping others become homeowners or real estate investors through honest, personalized guidance.
I specialize in working with first-time buyers, families seeking stability, and investors looking to grow. My goal is to make the homebuying process clear, human, and empowering.
Outside of work, I enjoy quality time with my family, grilling, watching movies, and discovering great restaurants. If you're looking for someone who truly gets your journey and has your back, I'm here to help.
Soy Javier Díaz, asesor hipotecario en Universal Mortgage, inmigrante venezolano y alguien que conoce de cerca lo que significa empezar desde cero en este país. Llegué a Estados Unidos con experiencia en ventas, un título universitario en Administración de Empresas, y una mentalidad emprendedora. Luego de trabajar como representante de ventas para Coca-Cola y Frito-Lay en Miami, decidí abrir mi propio negocio, lo cual me dio una visión más amplia sobre finanzas, inversión y esfuerzo personal.
Fue mi esposa —Realtor en Miami— quien me motivó a entrar al mundo hipotecario. Así descubrí no solo una carrera que me apasiona, sino también una herramienta para ayudar a otras personas a alcanzar el sueño de tener su casa propia o comenzar a invertir en bienes raíces.
Me especializo en trabajar con primeros compradores, familias que buscan estabilidad, e inversionistas que desean expandir su patrimonio. Mi prioridad es acompañarte con honestidad, educación financiera y compromiso real.
En lo personal, disfruto los momentos simples: estar en casa con mi familia, hacer un asado, ver una buena película o salir a comer. Si buscas a alguien que entienda tu situación y te guíe con los pies en la tierra, aquí estoy para ayudarte.
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
