Whether you're buying or selling a home, you'll frequently hear the terms sales price and appraised value. These concepts are key to navigating the transaction process, and understanding them can make all the difference. Let’s break them down into s
Nov 19, 2024 | Purchasing a Home
For seasoned homeowners and new buyers alike, these statements can seem complex, but breaking them down is easier than you might think. Here’s a guide to understanding each section of your mortgage statement, helping you stay in control of your fina
Nov 14, 2024 | Purchasing a Home
After buying your home, it’s time to prepare for your first mortgage payment. At Universal Mortgage, LLC we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment, a
Nov 12, 2024 | Purchasing a Home
The journey to homeownership is an exciting process that often brings many choices. Among various mortgage options, conventional loans stand out as a solid choice for many buyers. But what exactly is a conventional loan, and what makes it so popular? Let&
Nov 07, 2024 | Purchasing a Home
If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential
Nov 05, 2024 | Refinancing a Home
Wishing you a spooktacular 👻 day filled with treats and delightful surprises! As you enjoy the festivities, remember that we're here to help you with all your home financing needs. Whether you're looking to buy, refinance, or simply have questions, our te
Oct 31, 2024 |